News — CitiBusiness

These business cards can help you stay under Chase’s 5/24 rule

These business cards can help you stay under Chase’s 5/24 rule

Chase issues some of the most sought-after rewards cards on the market, but the bank has some of the strictest policies regarding credit card “churning.” It makes you wait 48 months between earning Sapphire sign-up bonuses, and there is also its infamous 5/24 rule. Chase has never officially commented on the 5/24 rule’s existence, but crowdsourced data confirms that applicants will almost certainly be denied new Chase cards if they have opened five or more accounts across issuers in the past 24 months. All personal credit card accounts count toward the rule: charge cards, certain store cards and authorized-user accounts....